Last updated: July 2026
By accessing and using this website, you accept and agree to be bound by these terms. If you do not agree to these terms, please do not use this website.
The content on this website is provided for informational purposes only and does not constitute financial, legal, or tax advice. You should consult with a qualified professional before making any financial decisions.
Michael Brouse is a licensed Mortgage Loan Originator. NMLS #805832. Movement Mortgage NMLS #39179.
You can verify licensing information at NMLS Consumer Access.
Nothing on this website constitutes a commitment to lend or an offer to enter into a loan agreement. All loan applications are subject to underwriting guidelines, credit approval, and program availability. Program rates, fees, terms, and conditions are not available in all states and are subject to change without notice.
This material is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration (FHA). It is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice.
There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.
For jumbo or proprietary reverse mortgage programs, Michael Brouse acts as a mortgage broker only, not as a mortgage lender or mortgage correspondent lender. Loans are arranged with third party providers and are not funded directly. Michael Brouse will not make mortgage loan commitments for these programs. These loans are not insured by the FHA.
Nothing on this website constitutes tax or legal advice. Reverse mortgage proceeds may affect eligibility for needs-based government programs such as Medicaid or Medi-Cal. Borrowers should seek professional tax advice regarding reverse mortgage loan proceeds.
All content on this website including text, graphics, logos, and images is the property of Michael Brouse and Movement Mortgage and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without prior written permission.
To the fullest extent permitted by law, Michael Brouse and Movement Mortgage shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use this website or its content.
We reserve the right to update these Terms & Disclosures at any time. Updated terms will be posted on this page with a revised effective date. Your continued use of the website after any changes constitutes acceptance of the updated terms.
If you have questions about these Terms & Disclosures, please contact us: